A structural opportunity that most international investors are still unaware of.

While investors in developed economies face real returns near zero or negative in local fixed income, Brazil offers one of the highest base interest rates among the world’s major economies.

Assets such as LCI and LCA, which are exempt from income tax for individuals, can yield up to 95% of the Selic rate, delivering nominal returns close to 13.5% per year with no local taxation.

Brazilian Treasury securities are also exempt from Brazilian income tax for eligible non-resident investors under the applicable investment regime, further strengthening after-tax returns.

The interest-rate differential between Brazil and developed economies is neither a recent phenomenon nor a short-term window. It has persisted for more than a decade and through different political and economic cycles, placing it in a different category of decision: it is not a bet on a market moment, but exposure to a structural characteristic of the Brazilian economy.

The challenge is not the return available, but the path to access it: opening an account with a local institution, investor registration with the relevant authorities, foreign exchange and fund transfers, and navigating a specific tax regime. It is a sequence of steps that often discourages those who do not know the Brazilian market from the inside. AXIOM guides international investors through every stage, from selecting the assets best suited to their profile and time horizon to developing a repatriation strategy.

The entire process is conducted in English, with structural independence and no ties to any Brazilian financial institution. From asset selection to account opening, we manage the entire process with technical precision and full transparency.

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